Don't know if some of the brethren using USAA knew this, but they have a member mall store that gives an additional 3-30% off on just about anything in their website. They use most of the common merchants and then some like Target, Walmart, JC Penny's, Best Buy, etc. etc. If you use their Mastercard and get the 1% off already, this will be an addition to. Not bad. Check it out, it's got just about everything. Saw a 46 inch RCA 1080 flat screen with DVD and 250 watt surround stereo for about 600-ish. Not bad I thought....and this was Walmart.