I already posted in post #11
As a follow up we never purchased overseas health/travel insurance until a trip to Asia in 2024. The trip was for 14 days. What made me look into insurance was that I knew my Medicare Advantage plan covers me out of the country, it then made me question if my wife, who still works, company paid insurance covers her. To my surprise it doesnt and I suspect many company health plans do not.
In all my life, something I never thought of being older now, I think "what if"?
So for a very low cost, we bought travel insurance. Quite reasonable compared to the cost of the trip. It also covered all aspects of airline flights etc just in case. We were in the air or in an airport for close to 22 hours getting there.