i have installed a few solar hot water heaters before. i am not expert on this however i can give my perspective. i found out that most people install them wrong or skimp on the parts trying to save a few bucks. its these same people who are not happy later on.
when you have a solar hot water heater set up properly, the electric hot water heater should almost never come on. it is transformed into a standby part of the water heating system, which only plays a supplemental role incase you have some temporary large hot water demand, such as the inlaws comming to visit for the weekend. and infact the entire system should require zero grid power under normal use, even at night. the little circulation pump that circulated water between the storage tank and the solar panels is normally run off a 12v electric solar panel, which is ideal because you do not want the water solar panels flowing water during the night time, because this turns the whole setup into a solar water cooler instead of a heater. the sunrise and the circulation pump starts working. when the sun sets the pump quits. perfectly timed, no matter 2what time of the year it is. no timers or fancy whizbang bells and wistles needed.
most people dont buy enough solar heat exchangers. you can never have too many heat exchangers really. my dads friend has a solar hot water heater and a backup electric heater on her house. she keeps the circut breaker to the backup heater flipped off because its never used. the solar hot water works good enough for a household of 4. the water is awalys scalding hot, which is hotter than it really needs to be really. but then again she didnt skimp on the installtaion.
heres another thing most people dont realise. you can buy the solar hot water heater parts fairly cheap used. i actually have about 20 used panels right now.
the bottom line is that if you set up a solar hot water heating system properly, you save just about 100% of youre hot water heating bill each month. how much does the average hot water bill cost?
i also dont know how solar hot water heaters work in northern climates, espically when there is snow on the roof. all of my expierence is based in south florida.
however, if you need hot water in the winter up north, why not make a heat exchanger that works off the wasted furnace or fireplace heat?