It is NOT what is MISSING but rather the DIFFERENCES between gear fluids of different ratings:
Dedicated or Application Specific MTF’s for Manual Transmission or Transaxle use an additive package containing Anti-Wear (AW) additives, rust and corrosion inhibitors, emulsifiers, and specialized Friction Modifiers, and are generally protection rated at the SAE GL-4 level.
Now GL-4 does not necessarily refer to MTF’s, as there are some gear lubes in the
Market place that are GL-4 rated, but are not MTF’s. GL-4 is an SAE wear protection rating.
There are a few MT fluids GL-5 rated for specific vehicles that have common MT and Differential sumps. One such manufacture, Subaru, has transmissions which shares a common sump and require a MTF which is GL-5 rated; but the Subaru-type fluids also contain special friction modification chemistry for the synchro assembly.
Manual Transmission fluids use a different Friction Modifier for synchro engagement,
a modifier that is NOT the same Friction Modifier chemistry as used in differential lubes,
engine oils, or hydraulic fluids.
Here, Friction Modifier or Friction Modification does NOT refer to friction reduction.
Here, Friction Modifier refers to a chemical compound that gives rise to a situation
such that the coefficient of friction (COF) varies Dynamically with respect to the
relative speed of parts that mesh and de-mesh during engagement and disengagement of rotating parts.
In summary:
1. GL-5 and MT1 rated gear lubes have a higher viscosity than MTF's of the same SAE Gear Oil viscosity range,
2. GL-5 and MT1 rated gear lubes have a different additive package than do MTF's; MTF's contain Anti-Wear additives, GL-5 and MT1 rated gear lubes contain Extreme Pressure (EP) chemistry.
3. GL-5 and MT1 rated gear lubes have a different additive package than do MTF's; MTF's contain specialized Friction Modification chemistry; GL-5 and MT1 rated gear lubes containing LS additives have special Friction Modification chemistry that is different than what is found in MTF's.
https://bobistheoilguy.com/forums/ubbthreads.php/topics/4542195/Re:_Synchromesh_Manual_Transmi#Post4542195