The concern about a significant motor oil stash lighting up the night sky and insurance companies is probably a valid one. Flash points, NFPA, BFD, and
Bovine
Stuff notwithstanding, insurers have their own standards as spelled out in their policies. Loss of a home to fire would be a catastrophe under the best of circumstances - and that's assuming no loss of life. (Try to imagine five or six girl scouts going up in smoke during a sleepover with your daughter. Try to imagine their parents getting their hands on a copy of the fire department incident report. Now try to imagine those parents getting their hands on
you...) That loss coupled with a claim rejection because of a fire department incident report of the presence of a flammable fluid in excess amounts would be twice as bad*. I've had that thought in the back of my mind what with my "puny" 79 quart stash. Gonna hafta change my oil more frequently than every 3,000 miles, huh?
*Insurance companies can be and are sued successfully - but, it's never a given. Additionally, how many of us are realistically able to accomodate refinancing the purchase or building of a new abode during the course of what could be protracted litigation - especially if the lender on the previous residence is howling for his payments?
[ May 05, 2006, 01:11 PM: Message edited by: Ray H ]