Saturn Fan, If you are paying 2.? percent interest that is a darn good deal! 4 semesters ago when I started, it was like 5.75% then this past semester it went up to about 6%.
I am debating on doing one of the private loans at about 7% interest & guessing at how much I would need. Before long, I expect the Fed loans to go up OVER 7% so if I could get it locked in where it is now & get enough money to cover everything, I would probably be better off.
I just wish that I would have been smarter 16 years ago & went to college straight out of high school! Now, I am still trying to get the rust & cobwebs out of my head, it is definately alot harder than it used to be!