Monday morning in a community bank

Old banks like that are becoming scarce. I mean the days when there was a nice lobby, lots of wood and decorations and nice employees that knew your name are all but gone. Now we have spartan lobbies, ignorant employees and here today gone tomorrow branches.
 
Old banks like that are becoming scarce. I mean the days when there was a nice lobby, lots of wood and decorations and nice employees that knew your name are all but gone. Now we have spartan lobbies, ignorant employees and here today gone tomorrow branches.
Try to call a local TBK here in CO and it's routed to a call center in TX :rolleyes:
 
Old banks like that are becoming scarce. I mean the days when there was a nice lobby, lots of wood and decorations and nice employees that knew your name are all but gone. Now we have spartan lobbies, ignorant employees and here today gone tomorrow branches.
Community banks can't afford to stay in business. They must maintain all the same Dodd-Frank compliance stuff as the big banks, except the big banks can afford to hire compliance officers and put in electronic systems and amortize it across multiple locations, vs a local bank having to do the same amount of work with no economies of scale.

We were sold that Dodd Frank was great, so the banks wouldn't blow themselves up after the GFC, but of course the ones that were TBTF are the ones that got bailed out and remained and supported Dodd-Frank because it benefited them.

Dodd Frank was an easy sell. All it did was cement TBTF banking.
 
One of the local banks here has had a sign out for months looking for bank tellers. Must be a lousy place to work.
I worked with banks for about 10 years and have never known a bank that was not a toxic environment to work. I can imagine how bad it is for the lowest ones on the totem pole.
 
I had to get something notarized in 1999 so I could get a share of an inheritance from a great-aunt who I met twice and who had lost her marbles before she lost her pulse. Cost me $2 at a pawn shop! This also started my family's paranoia of not letting a car know you've got money, as my Mazda 323 bent a shift fork (mechanic's diagnosis) when I was stuck in traffic trying to get over to the guy.

When I bought my Mercedes in North Carolina, NC requires notarization of title documents. Seller and I went into this gorgeous bank with marble floors and the whole works, then he presented his paper that he already signed (a huge no no) and they stamped it anyway, LOL.

My town hall office notarizes stuff for free. The catch is the hens running the desk read your business then gossip about you after you leave. 😁

Maine used to let notaries public marry anyone, but IIRC they recently reduced it to immediate family.
 
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One of the local banks here has had a sign out for months looking for bank tellers. Must be a lousy place to work.
Either that or there goes the story that no jobs for young people.
Most banks, 35 to 40 hours work week, ALL paid national holidays, big banks also generous PTO, amazing health benefits, 401k's etc etc.
Small local banks I can't speak for. But one thing for sure, I don't understand what "lousy" could possibly mean in a bank compared to other occupations.
 
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One of the local banks here has had a sign out for months looking for bank tellers. Must be a lousy place to work.
Friend was working retail, applied for a bank teller position. They did a thorough background check and didn't like that she had a few thousand bucks in credit card debt. They paid $14.50/hr, same as retail. And she was on her own to buy all the "business formal" dress if she got hired.

You get to stand in formal footwear all day and deal with the public, and probably the stupider side of them at that. Bless those who can make it work.
 
I got something notarized last week.
I'd actually rather pay a fair fee than get it free. My local insurance company is not allowed to charge or accept tips.. I find that awkward 😬
 
Either that or there goes the story that no jobs for young people.
Most banks, 35 to 40 hours work week, ALL paid national holidays, big banks also generous PTO, amazing health benefits, 401k's etc etc.
Small local banks I can't speak for. But one thing for sure, I don't understand what "lousy" could possibly mean in a bank compared to other occupations.
I don't know where you are, but sign me up. Median national wage for a bank teller is $20.69. Not saying there is anything wrong with that, however its not much more than fast food counter worker, and I am sure there standards are much higher.

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Nice. I’m fortunate enough to have a few notaries at my very large dealership company. I’ve only needed them once when I took the state inspection test but it was nice to not have to drive all around town trying to find a place.
 
Old banks like that are becoming scarce. I mean the days when there was a nice lobby, lots of wood and decorations and nice employees that knew your name are all but gone. Now we have spartan lobbies, ignorant employees and here today gone tomorrow branches.
My daughter’s boyfriend a finance major did a job at local bank last summer . He got the same 20 customers a days depositing their business cash and had great relationships with them. He said otherwise maybe 5-10 randoms doing other business . The banking apps are so good now coupled to e payments and deposits banks only exist now for office to sell loans.

I was sorely disappointed how much dust was in corners of office at our local major bank chain getting free notary. It made me cringe.
 
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