Guys, The wife was involved in a small fender bender today. Everyone is OK. The other driver was at fault. The damage was not very much at all, and only resulted in the lower left rear quarter panel (with is a part of a wrap-around type bumper) being knocked off center and scaraps into the paint and plastic thats it's made of. The car is a 2001 Civic with 325,000 miles on it. I really don't care about getting it fixed and would just like to have the cash it would have cost for the repair and be done with it. How does one go about getting the adjustor/insurance company to settle like this. Is it possible, or do they give you the run around. I need help for those who may have had experience with this. I'm not looking to jack up the price, or do anything unethical. I just want the middle of the road (fair value) of what I am owed. How do I handle this?