Talk about trying to polish a turd. So... We have the most expensive, (and best) healthcare in the world.... And Jamaica has the highest crime rate in the western hemisphere. Enjoy your trip.
And what’s your data on “best” other than “Merica”? Want a cookie because it’s better than a 3rd world island the size of Connecticut (but not for vacationing

)? I think you have “available” confused with “obtainable”. The “best” is available but you are not Iikely to access it (exceptions being veteran/military benefits: tricare/state VA coverage or out of pocket payers). Private insurance isn’t giving you the best anything, you just don’t know it because you are fortunate or haven’t had illnesses that put it to the test SO here are a few (real and repeated) examples.
Example #1. denial of prescribed expensive medication and demanding cheaper less effective substitutes. MD prescribes a GPL1 for diabetes. Samples worked wonderfully. You lost weight, A1c 6.5 but unless you have expensive top tier high premium “gold” PPO plan which will double your premiums your insurance is not covering it and going to recommend Metformin even if you’ve been on it and it didn’t work well. You are 9 months from open enrollment if you did want to change plans which may change again. Another example: MD prescribes Eliquis for A.fib or embolism. With GOOD insurance or Medicare it’s $400-500. You have other bills because your insurance has a $5000 per person yearly deductible and only covers 80% after that is met. You are going to have to go on Coumadin: less controllable, diet restrictions etc.
Example #2: you fell, had a cva, orthopedic surgery or ANY set of events requiring inpatient rehab. You haven’t met mobility goals and still aren’t safe to be home. Your elderly wife can’t physically care for you but insurance kicks you out anyway after 2 weeks with no suitable care arrangements put in place at home. I have PERSONALLY sent numerous people back to the hospital IMMEDIATELY after being kicked out of rehab prematurely for non coverage because they can’t so much as get to the bathroom, unsoil themselves or get a few hours of PCA coverage.
Example #3: bedfast disabled veteran with full veterans 100% disability benefits home alone 12 hours a day (all night 8pm to 8am) who can’t move if a fire breaks out because they aren’t deemed to need more than 12 hours of help.
Example #4: Need assisted living (dementia, impaired mobility etc) and can’t afford to pay $6-8k a month. You are going to be either unplaced at home burdening family members with jobs, their own family or elderly wife who can’t manage you OR they are going to give you provisional Medicaid, take all your income (SS, pension, assets…wife and house she lives in may be spared with separating into individual assets) then give you choices of the cheapest run down poorly ranked facilities in the area and that’s if your lucky and get a good city/state caseworker.
I’m telling you what I know as a healthcare professional not what I heard and I haven’t even touched on shortened hospital stays and inadequate facility staff etc. Because of high premiums AND cost cutting most studies don’t have us in the top 10 in overall healthcare outcomes and some in the mid 30s but go ahead and beat your chest

while getting hosed by healthcare providers and being at Miami Florida instead of Montego Bay
