I've had Paypal for nearly 20 years so I'm familiar with it but there are new ones that seem to pop up nowadays. Twice now when selling something on Craigslist or Facebook the buyer comes over to buy, doesn't have the cash, and asks if I take such and such a payment. I say no and direct him to the nearest ATM for cash. My concerns with these services is a week later somehow they reverse the payment. What are the chances of that happening with Zelle, Venmo, Cash App, etc.?
Getting paid online besides Paypal
- Thread starter atikovi
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no experience with the newer ones BUT paypal xtra charges + fact i really DONT trust them makes it a last resort, not to mention NOT being able to contact them on a recent issue where seller posted a different "handle" on my visa causing me to call the bank to investigate + get a new card!!
I did sign up with CashApp for getting a $50 deposit for a transmission I delivered 3 hours away, and that didn't have any fee associated with it. And from what I see, neither does Zelle.
Maybe I wasn't clear but I'm talking about RECEIVING money.
Zelle is getting a lot more popular.
I'm a barter trade type and a lot of people prefer zelle over paypal. I'm going to sign up myself in the near future.
I'm a barter trade type and a lot of people prefer zelle over paypal. I'm going to sign up myself in the near future.
Never pay anyone using friends and family unless you really, really trust them.
Venmo is easy and no fees unless you want the cash out same day.
AutoMechanic
Site Donor 2024
I don’t know because I only use PayPal and haven’t had issues with people not paying or taking the money back luckily.
For a face-to-face transaction, you are right in only accepting cash (or a credit card, if it's for your business and you have a CC machine)
Zelle works well and never an issue... I consider it second to cash. Even in face to face transactions. Venmo is the other popular one that folks have mentioned but I have not used that.
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I use Paypal when I have to but much prefer Zelle. Paypal can drag it's feet when there is an issue and is heavily biased to the purchaser if and who wants a fee? The other end of the issue if using the no-fee friends and family you the buyer have zero recourse with PayPal if something goes wrong.
Large number of banks support Zelle. I use it to pay babysitters and tutors. Haven't had any issues in the few years I've used it so can't say how the resolution center work.
Large number of banks support Zelle. I use it to pay babysitters and tutors. Haven't had any issues in the few years I've used it so can't say how the resolution center work.
CashApp is an app on the phone.
It provides an anonymous way to pay.
You link it to your bank account much like PayPal (which I would not recommend to anyone, ever, and I am totally done with them) and then you get a CashApp tag. Say mine was.. $JT20 (its not but it should be) you could then send that person money.
It provides an anonymous way to pay.
You link it to your bank account much like PayPal (which I would not recommend to anyone, ever, and I am totally done with them) and then you get a CashApp tag. Say mine was.. $JT20 (its not but it should be) you could then send that person money.
Wife’s been using Zelle for her tutoring side job, no complaints.
Zelle is everywhere now. That's what I've only accepted when selling things online lately.
gathermewool
Site Donor 2023
I would stick to your guns and accept payment from sources you trust. If you do your research (I understand this is part of that) and feel comfortable having several apps, then by all means use them. I’m only familiar with and trust PayPal and Venmo.
Venmo is owned by a division of PayPal. It’s basically a social version of money exchange. My wife and some of our friends use it and can see, do instance, who has paid back whom after a meal where one person pays and the rest Venmo their share. While this appeals to my Facebooking wife, it holds zero appeal for me.
I use PayPal maybe once per year for forum or local purchases and maybe 20+ times per year online, where it’s accepted. All I can say is what’s already been said: don’t send money for free (ie, friends and family) unless you 100% trust the person you’re buying from. As a seller; however, there is no risk.
Ive only had a few disputes with seller over the years and had my money restored by PayPal or my CC company each time, so to say your money is GONE is wrong. In one instance, a Chinese exchange student sold me a book I needed. What showed up was a spiral-bound copy. He then went back to China. I got my money back after he refused to respond.
I have heard of people losing money using PayPal but haven’t heard of a single friend or family having this issue, so it doesn’t concern me.
Venmo is owned by a division of PayPal. It’s basically a social version of money exchange. My wife and some of our friends use it and can see, do instance, who has paid back whom after a meal where one person pays and the rest Venmo their share. While this appeals to my Facebooking wife, it holds zero appeal for me.
I use PayPal maybe once per year for forum or local purchases and maybe 20+ times per year online, where it’s accepted. All I can say is what’s already been said: don’t send money for free (ie, friends and family) unless you 100% trust the person you’re buying from. As a seller; however, there is no risk.
Ive only had a few disputes with seller over the years and had my money restored by PayPal or my CC company each time, so to say your money is GONE is wrong. In one instance, a Chinese exchange student sold me a book I needed. What showed up was a spiral-bound copy. He then went back to China. I got my money back after he refused to respond.
I have heard of people losing money using PayPal but haven’t heard of a single friend or family having this issue, so it doesn’t concern me.
Square. They'll send you a small doo-hickey to plug into your phone to swipe credit cards and their fees are in line with the PayPals, Stripes, etc. of the world.
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