"Most toyota 4 cyl engines use SUB inverted bucket tappet with no hyd lash adjustment"
This is true, or was true. The new 2.5/2.7's don't, but the Camry/Highlander/TC 2.4 does have bucket over. And, yes they are a pain to adjust. You need to find the lash, buy a new bucket and install it.
But, for someone to go around considering themselves an expert on all things engines to not be able to perform a valve lash adjustment themselves is beyond ridiculous... The reason that I post here is that ARCO has a habit of referring to these OHC bucket arrangement as flat tappet, but it really isn't. The only similarity is that it's not rollerized, the cam slides on a piece of metal. But the real problem with "flat tappets" is the high amount of moving mass, and the high spring pressures involved. In ARCO's 1000 dollar example, the 2az-fe, the spring pressure is so low you don't even need leverage, you can just push down the valve springs by hand and remove the keepers. Try that on your SBC!