I think I know that you know but for those who don't - solar panels will not provide you with electricity during a black out unless you also go for the added expense of a very expensive battery back up system. With that said battery back up could be much cheaper after local and federal incentives. I dont know.
Since your electric, like mine is only 10 cents kWh I would think, if your lucky enough to have natural gas, get a whole house generator for a fraction of the price or simply a large gas one if needed. Even though gasoline is more of a bother, black outs so rare it still might be worth it. Added bonus you can run the whole house.
Many in my community whole house use propane you need large tanks though.
For cheaper gasoline install,
They have an electrician install an outlet outside the the house that goes to the breaker panel. During a black out they can wheel their large powerful gas generator, plug it in, switch the safety switch on the circuit breakers and fire up the generator in that way and it powers the house through the breakers. You have the option of a smaller generator to power only what you want.
(posting this for others if you know, as many people during black outs learn their solar system doesn't work if the grid goes down, that they needed a very expensive battery back up system for it to work during those times)