Something I forgot to mention on the D-395 is that it has relativly slow cycle time between pictures. It takes a picture pretty much instantly when you click the shutter, but takes a few seconds before it's ready for the next. That would be something to check on in another low priced Olypus. Durability of a10x optical zoom in an ionexpensve camers would be concern too. Read the reviews carefully.
It sounds good in the reviews and user comments. One drawback is that it looks like the front of the camera doesn't have sliding cover like a lot of Olympus cameras. The sliding cover makes them pretty much pocket safe without a case. My wifes low end Olympus gets used more than my high end Panasonic 12X optical stabilized zoom for just that reason. That may not matter to you, depends on how convenient you want it to be to carry.
Thats one of the reasons I bought the one I did (Sony P51). It is nice to have a readily available back-up battery when the rechargeable run out and you can't recharge them.
