My car has cameras all around but does not record or have the ability to see 360 except when parking. This could easily have been taken to the next step by manufacturer.
I think it's a liability manufacturers don't want to get involved in.
The Corvette has a built in dashcam for track and valet mode but in a recall / update they had to disable the inside audio during valet mode due to privacy issues. Some states have laws where you can't record audio without someone's permission, i.e. 1 party or 2 party state. It's surprising that Chevy did not realize this before production.
Here is footage from my ROAV C2 1080P (made by Anker) which was purchased 3 years ago. The footage was upscaled to 4K to assist with zoom but it did not change the video quality.
Curious how a dashcam will make any difference with unlicensed and uninsured or unregistered drivers?
It could at the very least prove you were not at fault, if that was truly the case, to the police and insurance company, avoiding a potential citation and rate hike.
Yep
@KrisZ. It will also help you file an uninsured motor property damage claim UMPD so that you can make a claim against your own policy. UMPD is like having 3rd party insurance for cases of uninsured drivers, so you are still filing with your coverage, but it's a proxy for the at fault party. I don't think that would raise your rates but usually the insurance co rates any accident, at-fault or not, into the equation.
Has there been any instances where these were used against the owner in an accident?
I know they can use the "black box" from your car against you.
Oh yes, in comparative negligence states where the insurance claims adjuster can hold you partially at fault. The adjuster can say you were driving too fast, did not honk, or any other reason to put some liability on you. This could from an an inexperience cubicle dweller on their second day of the job after training to a pro that has been with the company for years.
It's a crap shoot, the adjuster could flag you as fault in the accident by mistake so you have to look at your CLUE report (
https://consumer.risk.lexisnexis.com/request).
For this reason, you have to be very careful with what you say to the adjuster as the calls are recorded and will be used against you. It's like talking to the police, less is more. When I was an internal claims adjuster, I determined liability. We were trained to spot liars and inconsistencies in accident reports and events. Police reports aren't perfect and not the end all be all. Just because the PR says you are not at fault doesn't mean the insurance company won't ding you for liability.