Chase Sapphire Reserve is my current rewards card. Annual fee is steep at $450 plus $75 for a card for my wife but you get a $300 statement credit each year for any travel purchase you make over $300 so effectively it’s $225. We charge everything we can so long as there’s not a fee for using a card vs. cash/check and get tons of points for travel or cash back. It’s the best card for travel and includes TSA pre-check as well as a lot of other travel perks.
I disagree that it is your money that you get back. The rewards come from the fees they charge the merchant for using the card (other than the annual fee). If I had paid cash, check, or debit I wouldn’t have paid any less for the goods or services so it’s a no-brainer to use the card as long as the balance is paid in full each month.
I disagree that it is your money that you get back. The rewards come from the fees they charge the merchant for using the card (other than the annual fee). If I had paid cash, check, or debit I wouldn’t have paid any less for the goods or services so it’s a no-brainer to use the card as long as the balance is paid in full each month.