This is such a quality answer.Welcome to BITOG!
I don’t think you need a 20W50 - and I mean that with all sincerity. What does the engine specify? If you want to go up a grade from that spec, no worries, but jumping all the way up to a 20W50 isn’t necessary and won’t give you better life or “better protection”.
I would worry more about the oil quality, what specs it meets, than the HTHS alone, as long as the HTHS is sufficient.
Welcoming, helpful, and informative without that "the higher the hths the better the protrction" belief.
Thanks @Astro14 , really nice to see members like yourself here