CA auto insurance options

[CKN]

If you have spent any time at all on forums discussing such matters (which are not on here)-while a sizable increase-many have seen the same.

And the OP still hasn't learned its a waste of time to post insurance issues/rates, etc., on forums. These migrating factors have been discussed over and over on here.

 

[AZjeff]

I guess I should’ve worded Op differently. I’m not shopping for her and her fiancé. I’m simply amazed and looking for people with real world experiences as this is ridiculous to me

You live in central NY, she lives in Cali... you would find Cali real estate prices beyond ridiculous. Can't expect NY prices in Cali.

 

[PandaBear]

1) What is their claim history?
2) Sometimes you need to break up your auto and home insurances. I split mine and it is cheaper (AAA auto and Progressive / Nationwide home).
3) They should get rid of a few cars
4) Don't live near wildfire zone, nobody wants to insure an eventually you will burn down area.

Sometimes it is better to just rent if you have to live in a risky area, and let the landlord deal with it than pay a ridiculous home owner insurance.

 

[Doc8404]

1) What is their claim history?
2) Sometimes you need to break up your auto and home insurances. I split mine and it is cheaper (AAA auto and Progressive / Nationwide home).
3) They should get rid of a few cars
4) Don't live near wildfire zone, nobody wants to insure an eventually you will burn down area.

Sometimes it is better to just rent if you have to live in a risky area, and let the landlord deal with it than pay a ridiculous home owner insurance.

Agree on all. That premium is for auto only. No accidents.

I just read that credit scores don’t make a difference in CA.

Interesting.

Oh well.

 

[alarmguy]

Agree on all. That premium is for auto only. No accidents.

I just read that credit scores don’t make a difference in CA.

Interesting.

Oh well.

Agree, oh well.
Ironically for reasons I do not know Progressive is sending me a check for $6.59 because my motorcycle insurance went down even more from its low price on the NC coast. Gotta love the land of the free over here. I paid the year in full on May and just got a letter in August of the reduction. I know the amount of reduction is stupid but it's an example of stable costs.