Full charge resting voltage will vary among batteries pulled of same assembly line on the same date., so applying one chart as being accurate for each and every 12v battery, is unwise.
The chart is an excellent way of showing just how much less voltage can be expected at low battery temperatures, but anyone who does indeed have a calibrated fluke, takes a reading and declares the battery to be xx.xxx% charged is delusional . +/- 10% removes that delusion, and AGMs tend to have much higher full charge resting voltages
Voltage as an indicator of state of charge should be a general guide ONLY, and only when the battery has not seen any loads or charging sources in many hours, and newer batteries can retain surface charge voltage for many days. Those who claim one can remove surface charge by x load for x period of time, well both those variables change with the size age and temperature of the battery
If one wants precision and accuracy, they should insure a battery has at least one cycle, is fully charged, then take specific gravity readings on all the cells, if possible, note the battery temperature and the voltage at 6 hours, 12 hours 24 hours off the charging source.
new batteries behave weirdly. If put on a top charge on purchase, their amperage will not taper to expected levels as they will if discharged to 80% then recharged, and voltage retained on that initial use, will not be as high s it will be as high as it will had it been drained to 80% or less then promptly and fully charged.
The simple load test is much easier to give an indication of state of health, and charge, but each and every load tester also applies a different load and duration and their voltmeters are hardly precision instruments so while it can be compared to earlier load tests with teh same tool, it cannot be directly compared to the load tester your neighbor has., though additional data is almost always a good thing.
The DIY'er wanting to monitor battery condition would have a 3 wire digital voltmeter with ground and V sense leads right to battery terminals, and watch it closely each and every engine start. They only take readings 2 or 3 times a second so even this will not capture the true minimum voltage during engine cranking, but they will show the obvious trend with battery temperature, engine temperature and battery age.
One can watch a new battery start a cold engine and maintain 11.9v+, and near the end of life it will be in the mid 8's and barely be able to start in the high 7's.
Whille these can be calibrated, the adjustment potentiometer is so sensitive that 0.01 degrees of rotation is equivalent of 0.02 v of change, and one must exert no downward pressure on the mini potentiometer. I've found they line up close enough to my DMM out of the box that further calibration, considering mine is no calibrrated fluke, is good enough and more than good enough for comparison to itself in future readings.
Overnight cold engine starts will have voltage drop considerably more than a warm engine restart, for all the obvious reasons, and such a tool will reveal just how much and take all the suprise out of an aging battery and when to replace it.
A Load tester is trying to replicate the load of a starter motor, but you already have the starter motor, so all you need is a voltmeter and the wherewithall to wire it up correctly, watch it when you turn the key or press the button. It will also show you how insane your vehicle's voltage regulation is, and newer cars will likely have it bouncing around from 12.4 to 15v in normal driving while ti tries to eeek out a few hundredths of a % of extra fuel economy.