hi guys, i just get my 1st scooter recently. but i'm having problem on choosing which engine oil for my scooter.. hope to get some advice here. 
my scooter are 115cc air-cooler yamaha scooter (cvt, with out wet cluth), and the spec requirement are:
Engine oil: API SH 20w40 (it didn't show JASO MA or MB)
Final Transmission oil: API SE 10w40
i'm live in malaysia, south east asia.
i have reading from many website and this forum, and i've found out that the scooter can use automotive engine oil, but there is hard to find Shell rotella or amsoil or Redline product in malaysia, and also the diesel engine oil is expensive here, and mobil 1 is most expensive oil product here..
and.. the more i read, the more i confuse about the API SM class. isn't really bad for engine and transmission?
because i was trying to use mobil xhp plus 15w40 (API SM/CF, ACEA A3B3,mineral automotive oil) into my scooter engine and gearbox, but soon i find out what you guys discussing is about the antiwear additive like zynn and moly..
so i am worry about this, i'm afraid that this API SM oil cannot protect the engine and gearbox. so can give me some advice?
p.s: sorry for my bad english..

my scooter are 115cc air-cooler yamaha scooter (cvt, with out wet cluth), and the spec requirement are:
Engine oil: API SH 20w40 (it didn't show JASO MA or MB)
Final Transmission oil: API SE 10w40
i'm live in malaysia, south east asia.
i have reading from many website and this forum, and i've found out that the scooter can use automotive engine oil, but there is hard to find Shell rotella or amsoil or Redline product in malaysia, and also the diesel engine oil is expensive here, and mobil 1 is most expensive oil product here..
and.. the more i read, the more i confuse about the API SM class. isn't really bad for engine and transmission?
because i was trying to use mobil xhp plus 15w40 (API SM/CF, ACEA A3B3,mineral automotive oil) into my scooter engine and gearbox, but soon i find out what you guys discussing is about the antiwear additive like zynn and moly..
so i am worry about this, i'm afraid that this API SM oil cannot protect the engine and gearbox. so can give me some advice?
p.s: sorry for my bad english..