Thinking outside the box from an incident I came across.
Best air filter is a dirty one as the soot itself acts as a filter.
Lower flow, but more filtering.
Counterintuitive, yes.
Think of a screen for a window... it'll let dirt thru... throw a paper towel on it and will let the dirt build on the towel and still fall through screen.
When I had to service a Buick my mom had, the whole filter had about 3/8" above pleats... Her service tech was never changing it. It was completely caked. I wish I still had the picture but Imageshack deleted everything. Honestly, the only caveat was the sluggishness and theoretically harder working engine to suck air... once I replaced the filter, it pepped up and used more gas. (I may actually STILL have the filter at her house now that i think of it)
K&N will flow more air, but flow more dirt through as well. my old used oil analysis on my old computer can prove this. Switched to a Pureone Air, and left it... the dirtier it became, the less showed up in the future analyses .