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  1. John105

    *Investors Blog*

    I think you are correct, or, JPM had a widespread problem. Because I did purchase the shares with the same account. At any rate everything seems to say I can correct it. To your point I had to transfer all my securities to Vanguard when my wife got a job there. They don’t know the cost basis...
  2. John105

    The cost of living in 2024....

    You took it the wrong way. He was set off saying he should not be doing eye exams as he is a medical doctor qualified to do surgery. The door opened and a receptionist said he was in the wrong exam room, I’m just here for eyeglasses. Interesting you interpreted it such that I insulted him...
  3. John105

    The cost of living in 2024....

    I feel that those who went into work March 2020 - 2021 kept our country going and are unsung heroes. I applaud them, but often feel what I say means little and sometimes falls on deaf ears.
  4. John105

    The cost of living in 2024....

    I want to say over $200k and it was more than 10 years ago. …I was once getting an eye exam and I asked the Dr how come I got him (ophthalmologist) and not an optometrist, and it set him off, saying he went to med school, can perform surgery, etc. At any rate with a PPO I can see someone like...
  5. John105

    Post your latest oil change

    I used to enjoy oil changes, seriously. But they are always getting squeezed in before doing something else. Today I had about 1 1/2 hours before needing to take my kid to karate. I know it’s plenty of time but I woulda let it drip more 😂 Got this on sale last year with rebate
  6. John105

    The cost of living in 2024....

    I think this is an example… My cousin is a very smart guy, got a 5 year full ride in architecture, flunked out. My uncle spoiled him frosh year since he saved him a lot. Today, he’s a struggling chiropractor. No business. There is no PC way to say it and someone is gonna be pissed off...
  7. John105

    Not surprised in VT or NH

    Our old office had 38 pots lines. I was the unlucky person who had to work with verizon to cut them over to fiber. What a mess. It took maybe 25 visits and 1+ years. Waste of my time and painful to think about…I had to fix the techs x-conn he did at least 1/3 wrong. 2 didn’t even have service.
  8. John105

    Not surprised in VT or NH

    😆 Well I lived in Albany in 1999, and moved to the Phila suburbs. It just so happened that the week I got there, “permissive” dialing was over. So I had to dial 610-xxx-xxxx to reach a next door neighbor. I really didn’t see the point. Do you have to dial a 1, then 10 digits? Chicago area...
  9. John105

    The cost of living in 2024....

    When my aunt sold her home in NorCal I said to my cousin man she's rich. He says no, she is not. She may have sold a 2 mil home, and downsized (to Tracy CA), but she owed a lot. She believed all her life in borrowing as long as the interest rate was low. Contrast my other aunt in Boston...
  10. John105

    Not surprised in VT or NH

    Not trying to be funny but say the area code numbering is grossly inefficient. I see it as being like the YMCA when they swim test a kid--they add them into a google sheet. Well, the sheet just keeps getting larger and larger to the point where they can't even search it to see if a kid is on...
  11. John105

    The cost of living in 2024....

    You'd be surprised. My bro and sis in law have no kids. They bought their house in 2005, both earn high incomes, bro is a VP at a euro insurance co and sis in law is a CPA. They have no intention on paying off their mortgage early, which takes them to 2044, and refinanced once since 2005...
  12. John105

    The Reality of Academia

    I had a mean physics professor in college, I was all honors and all AP and blah blah blah blah blah in high school. The guy was just plain mean and sure we had lots of top students like the types from Bronx Science etc. I would get like a 28% on an exam, thinking I knew my stuff, and it's good...
  13. John105

    *Investors Blog*

    Yeah more than I got too. If you google and look what Towers Watson said raises would be, that's what I got. If I were you, I'd be very happy, seems like you're not. Do you think it should have been 15%? Also, our bonuses were less than last year, even though the target is the same (this...
  14. John105

    The cost of living in 2024....

    My friend's dad never finished high school, yet he was able to buy a house in Baldwin, raise 5 kids, and wife never worked. They were generous people, gave me a 1970 LeMans Sport for free. Worked for the utility for about 40 years, until an on the job accident happened and they sued and won...
  15. John105

    Not surprised in VT or NH

    To me, they're like pay phones back in the day, that were not owned by the phone co. They are installed for profit, of course. But from memory, the non telephone co. pay phones were poorly maintained, and had usurious rates. Not to mention germs that were unknown to man at the time. One time...
  16. John105

    Not surprised in VT or NH

    this made me think of the nerdwallet commercial, where the elderly man is asked by his 20 yo boss, “Who’s ready for their performance review?!!”
  17. John105

    Lexus: any years/models to avoid?

    One thing that drew me to the 3rd gen LS was a “name all your problems” thread, I found online. One of the top items was “electric mirror switch hard to use (sticks)” which cracked me up, that’s a major issue? There are plenty of small things that acted up in my 7.5 years of ownership as the...
  18. John105

    Bimmer owners - Any decent used model?

    I actually felt that way when I lifted the hood especially around the cowl area. I had no business doing it on a loaner, but I removed the covering to expose the brake booster and it seemed cheap… I literally noticed the other day, on my 2007 E92, the rubber on the trunk lid for the release...
  19. John105

    Not surprised in VT or NH

    I work in a 19 story 2019 constructed building, with free EV charging. There was so little demand, in the garage they had to open up 2/3 of the charging parking spaces to everyone by changing the signs that said EV only. This is in Phila. So how can such be properly planned in VT?
  20. John105

    Not surprised in VT or NH

    It’s the USPS conundrum. USPS is required to deliver mail on unprofitable routes, ones that UPS and others will not. In the states mentioned there are many such routes. That would imply it would not be that feasible as well to have widespread charging. The USPS is mandated to make a profit...
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