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I started using Dr. Squatch soaps. They are about 6 Dollars retail ,but around here , you can find people selling the blems,the bars that are not up to their standards, for about a Dollar a bar. I've heard that people buy them by the pallet and sell them for about a Dollar or 2 and make a killing.

I don't plan on leaving, since I only have 9 years to retire. You can refi just a HELOC alone? I hope not 1st loan, since I have 2.3%

They give you a big break, I forgot what, when you use it for your primary home purchase.

I couldn't pull out what I needed back then, plus the HELOC was 2.0% for 6 months when I got it

Mine's the same, only with Vanguard. 9% ,60 months to pay. I can take out or put in at any time.

Thanks, I try doing that "Velocity Banking" also.

Yes, but I also have 700 coming in from 1 rental, and 600 from my other rental. I have 2 rentals, plus my primary.

No, I did not take out a second mortgage for NO REASON. I took it out for a down payment on a rental that brings in about 700 a month, AFTER all bills are paid. I have NEVER used any of the HELOC money to buy anything, other than to put down a down on my rental. My 401K is doing very well. I...

I'm working with the Railroad. Been here 20 years, so I am very secure.

50 Dollars, that's it. A loan does not incur penalties.

There is NO penalty. It's a loan, not a withdrawal. Only a withdrawal incurs a penalty.

it's a loan. I don't pay taxes on when I take it out, plus, I pay myself interest.

I still contribute. I have 9 more years to go before I retire.

I need other opinions on this. I want to know if this is a good idea or not. I have a balance of 62,452 on a Heloc loan, at an APR of 8.5% monthly, so roughly 425 a month, interest only payment. I can get a loan out on my 401K for 46,000. The twice-monthly payments,or per check payment, will be...

Yes,and it's also with the central agitator,like the LG that I bought.

Me and the wife went looking for a new washer. My old one is a Kenmore Series 80. I did buy an LG one. It's an high efficiency one. I didn't like the way it washes. It agitates too slow, stops every little while, doesn't fill up like my old one. So, is this a Cal thing? I don't mind driving to...

Kid Rock All Summer Long.

I just saw an ad for this. Anyone use one? https://www.trustedconsumersreviews.com/best-uv-light-sanitizer/?gc_id=21166882290&h_ad_id=696256980461&gad_source=1&gclid=Cj0KCQjwgJyyBhCGARIsAK8LVLNVgwRUYzlxb--oZicTi8gncMQgGZibKWQkOb0uIxt2UTQewregCRMaAtm2EALw_wcB

Am600 KOGO San Diego, sometimes

This wouldn't be a situation where I take it in to get fixed, for free, would it?