I once moved to a different state for a job. After a few months it became clear that it wasn't going to work out.
So making significant changes like selling and buying another house may not make sense. I completely understand why it can be a smart move to not relocate for a job.
Let them waste their time on the $0.00 collection efforts. I wonder if the collector calling to demand payment will still do it for $0.00 since it's in their queue, will they ignore and move on or will they initiate a ticket to remove the collection efforts. I would say option two is the likely one.
Mine's all about safety and survivability (and comfort) and to her there is nothing better for that than the German 2 - Audi or Mercedes. So I have become pretty good at figuring out quirky engineering solutions which are not very bad.
I don't like Benzes with tiny engines. I once had an E series like that with a buzzy little engine. I mean, if I wanted a Civic, I would have gotten a Civic. Give me a nice turbo V8 or at least a V6.
Our organization banned AI use if there is a possibility of knowledge leak to the outside. None of our vendors are allowed to use AI when doing business with us either.