Update. I have priced the '17 Camry SE model through USAA/TrueCar only, and haven't yet tried any negotiation. I've got two dealers at $18,7XX (one in Sacramento CA and one in Las Vegas), although I'm sure the Las Vegas one wants an added $500-$800 for additional dealer markup called a "doc fee". The best price I've been quoted was $18,0XX, including the CA state allowed max doc fee of $80 (Nevada has no limits, and the dealers here have used this to take advantage of consumers). The lowest price dealer would put their base Camry LE model at about $17.3k, making it very competitive with the Fusion. The salesman there has assured me there will be no problem getting quoted SE price, and bad financing plans or other scams aren't involved.
In the quote requests, I've used my home phone # that rarely gets answered, and done all communication through email, except for one enterprising salesman that managed to cross reference phone numbers and get my wife's cell phone #. She wasn't pleased. This salesman offered $4000 off of list price for a resultant $2k-$3k higher price than any other offer, then apparently didn't understand when I told him his price wasn't even close to being competitive. "But it's $4000 off of list price". I wasn't pleased. It's a dealership managed by a Brit ex soccer star that inundates the airwaves with ads, and apparently has to be uncompetitive to pay for them all.
Best case would be a new manual Accord for $17k, but I haven't found one at anything like that price. With an automatic transmission car, my wife might not speak to me for a week. If I showed up with a Ford other than a '57 T-Bird, I'd have to get used to sleeping in it. Other than the '57 she drove in high school, she has had pretty bad luck with Fords.