Originally Posted By: 02SE
My first question is: have you ridden before? If not, I would strongly suggest getting some riding instruction. This is probably the best known riding school:
MSF
...
Yes absolutely, without a doubt get rider training. Additionally Harley Davidson dealers offer the riders edge program based on the MSF program. It will cost a little more but may be easier to get into and more accessible location wise.
As for the bikes. Out of your group I would go with the BMW because it will be the most versatile with BMW accessories and I prefer the power delivery of a twin (which puts the Honda out the fact that the Honda doesn’t appear to offer ABS puts it out too). Were I buying a bike in this class I would be seriously looking at a Monster 797.
There is also the Scrambler if the styling is something you like, The Moto Guzzi V7, Triumph Modern Classics and of course the HD Street and Sportster.
One thing about the HD and all the European makes is that they will probably be easier to get a test ride on if you are licensed, at least in my experience.
I personally have come to dislike I4 bikes generally particularly small displacement I4 bikes, the high frequency buzz and generally peaky power curves just don’t agree with me.
As for the negotiation. Asking them what is the lowest they will take is certainly not the path to the best deal. I would recommend you be less concerned about getting a fantastic deal and more concerned about getting the right bike for you. If you can get a bike in this class for MSRP out the door you did ok- perhaps even good. Many dealers offer accessories at a discount with a bike, Helmets, Jackets, Gloves, Boots it all adds up... don’t skimp on gear.
Insurance is too variable to delve into.