I feel your pain!
One of the few good things about COVID was the CA DMV enabled just about everything online. Sooooo much better.
You probably know we have a lotta cars and a lotta drivers...
You need to pay extra for it since there's a 1.95% fee for any kind of card transaction though. While they say "do it online", if you go in and wait they'll always accommodate people. And the thing they still accept is personal check or money order. Most transactions can still be done by mail. Sure there's the cost of the stamp and maybe the cost of checks.
I don't think AAA charges extra for DMV services.
I've been to a California DMV office fairly recently. The waits aren't so long since a lot of people use the online services or the self-service kiosks. At least my local office didn't seem all that inefficient. People we churning through at a fairly decent rate and it didn't like they were doing anything poorly.