While this could be considered somewhat of a PITA if you chose to look at it that way, it is drawing a pretty faint line to connect any of it to being, "dangerous". That's pushing it. I lived and commuted for 22 years in the snow belt of the Midwest. And never once did I ever get stuck, or have an accident in snowy weather. And I never owned a 4 WD vehicle in my life. In many cases, especially today, 4 WD gives a false sense of security to many drivers. They think it gives them the ability to go anywhere regardless of conditions.
As was said, most bad weather collisions involving driving on snow, occur due to people driving too fast for said conditions, causing them not to be able to stop in time. 4 WD isn't going to mean a thing in those driving conditions. I wouldn't be that concerned over it. If you have something happen regarding this, simply get it fixed, (which you would do anyway), and motor on.