They know my wife's face but I'm not sure that they know her name. Since there was no deposit or withdrawal forms today, they might have had to do some investigating to get her name or wait for her to show up again.
Wife returned $500 to the bank today
- Thread starter Leo99
- Start date
your wife is a good samaritan
I used be a teller, and it is easy to shorten someone or give more that is asked
these days everything is recorded via video camera, so the teller can pinpoint who did he/she give it to
however, if no-one is back as a good samaritan then it will be counted against the teller
in my credit union they allowed you to be up or down up to $500 in a year, then the cycle goes again
I used be a teller, and it is easy to shorten someone or give more that is asked
these days everything is recorded via video camera, so the teller can pinpoint who did he/she give it to
however, if no-one is back as a good samaritan then it will be counted against the teller
in my credit union they allowed you to be up or down up to $500 in a year, then the cycle goes again
I think what you did here is perfectly normal. You made sure everything was OK from your perspective, then took care of business to make sure HD was made whole again from their potential loss.
You did the right thing.
The bank would have figured out where the money went anyway.
A company that we buy product from forgot to withdraw about $400.00 from our account. When I alerted them to this fact, they withdrew the funds but never even acknowledged my honesty with even a simple "thank you". I know I did the right thing and I would do it again but I was still aggravated at the lack of common courtesy.
If you don't, it's just taken from you account at the end of day when the look at the til. I was underpaid once and they called from the head branch and notified me. It was only $50.00 and they wanted to know which account to put it in. I told them it was a casual no harm error that probably happens and to just put it back in the savings part. I did pull their leg a bit and told them I wanted it broken down first into smaller bills before it goes back in so the mistake doesn't happen again. Long silence of confusion on the other end of the phone
That's a requirement for me . I opened a small savings account in a local credit union . A few months went by and I went to try the drive thru . When I pulled up there was a video screen with a smiling Teller . Nope . That's not how I work . Buh Bye ..
Back when the pay-at-the-pump option was new, I pulled up to a pump that didn't have that option, fueled up my pickup and drove away.
I had a LOT to accomplish that day and I was hurrying.... Anyway, about the time I got about a block away from the station, I realized that I didn't pay for my gas. I immediately returned and told the clerk and paid for my gas and she phoned the police station to tell them "never mind, the customer had returned to pay for the gas."
I had a LOT to accomplish that day and I was hurrying.... Anyway, about the time I got about a block away from the station, I realized that I didn't pay for my gas. I immediately returned and told the clerk and paid for my gas and she phoned the police station to tell them "never mind, the customer had returned to pay for the gas."
It depends on the bank, some mistakes are hit and miss if a teller can think back over transactions and figure it out. Sometimes they will call customers. It REALLY is stressful to the teller.
It depends for the largest banks what took place if video is reviewed, but for $500 the chances of that would be slim to none. If the teller cant figure it out OR the customer doesnt come forward, its gone.
Tellers are allowed to be off a certain amount, certain formulas that can add up to a large amount of money for a commercial bank but the teller certainly gets dinged in a running total.
Anyway, your wife did the right thing, its not the bank that suffers, I need to stress that, the bank "budgets" losses. But the teller does suffer and if your human and compassionate keep that in mind. The teller has a family, pulled their hair our trying to find it, stressed beyond belief, lost sleep over the error that may or may not ever be found and will have a ding that is tracked if by some chance of not being lucky at any given time and it happens a certain amount of time after that or large amount of currency could lose their job.
One other thing to note, if that teller was over $500 the consequences are the same. Its just as bad to be over as it is short. The bank doesnt care, they want accuracy. You lose your job either way.
It depends for the largest banks what took place if video is reviewed, but for $500 the chances of that would be slim to none. If the teller cant figure it out OR the customer doesnt come forward, its gone.
Tellers are allowed to be off a certain amount, certain formulas that can add up to a large amount of money for a commercial bank but the teller certainly gets dinged in a running total.
Anyway, your wife did the right thing, its not the bank that suffers, I need to stress that, the bank "budgets" losses. But the teller does suffer and if your human and compassionate keep that in mind. The teller has a family, pulled their hair our trying to find it, stressed beyond belief, lost sleep over the error that may or may not ever be found and will have a ding that is tracked if by some chance of not being lucky at any given time and it happens a certain amount of time after that or large amount of currency could lose their job.
One other thing to note, if that teller was over $500 the consequences are the same. Its just as bad to be over as it is short. The bank doesnt care, they want accuracy. You lose your job either way.
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At least they found it. Some (or most) commercial banks use third parties to service ATMs so if there is an error it takes time as a third party is involved. Big banks do not service the ATMs.
Your Wife’s what my Mother would call “A good Soul”…….that deed will pay her back in Dividends.
Ethics and Morals are sorely lacking in society today. Good to see they still exist!
Ethics and Morals are sorely lacking in society today. Good to see they still exist!
Back in the 80's an ATM gave me and extra 20 on a cash withdrawal - sort of. It was sticking halfway out the rotating metal tray an 1/2 way inyo the machine. I said to myself, some chume didnt take all his money at the last transaction. Finders keepers! This was after hours in the early evening at a vestibule kiosk. Well one month later low and behold the bank sent me a nasty letter deducting the 20 bucks from my account. Looks like they find a way to aacount for every penny. Probably spent more than 20 bucks in employee time figuring this out.
Like in the op's story I would absolutely return over-dispersed funds to the teller when noticed. That is not finders keepers!
Like in the op's story I would absolutely return over-dispersed funds to the teller when noticed. That is not finders keepers!
I did that also once..... Pay at the pump was still kind of new at the time and I was thinking about using it, then decided not to but when I was done pumping I just jumped in the car and drove away. I only got as far as the traffic light on the corner when I realized I hadn't paid so I did a quick U-turn and went back. They were only just realizing they'd been "had" when I walked in with the money! They were happy and gave me several free car wash coupons for my honesty.
4WD
$50 site donor 2024
Not a bank - but a while back I paid for lunch with a $50 - they were short handed and she was runnng hard.
… started to put the change in my wallet and realized she got $100 in her head - returned the
… started to put the change in my wallet and realized she got $100 in her head - returned the
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