I appreciate all the nice comments, and some of them have made me reconsider. Yeah, it’s just a 328i but at 95k miles it’s virtually flawless. Now is when my meticulous starts to pay off. I want to think about this for awhile.
The only problem with paying a premium is that if you're driving it down the road and some idiot crashes into you, the insurance company only pays you full retail so you lose that extra $1500. I just like to pay between average and full trade in, full retail includes sales at those buy here/pay here places.