Just got a flyer from my bank that's offering car loans. One thing that jumped out was that they would lend up to 125% of the value of the car. So for now, you can get financing. Maybe in a year or two, those incentives go away and you can't refi. But that's just normal, there have always been people out there that have been underwater on their loans.Dealers are able to get by with huge markups on hard to find cars. Look at the C8 new Corvettes which bring top dollar. Hard pass for me however there are people out there with the big bucks that are willing to pay the price. The only problem is trying to sell it to someone else if you ever get tired of the vehicle or need the money for something else. Plus, banks will not borrow money for anything that is severely overpriced unless you have a large down payment. A fool and his money are soon to part.