People do you realize every cost you talk about when owning a home compared to renting is obviously built into rent ? There is no way out of it . Grown people take on responseabilitys . No free ride in life . You live once why be contained in a apartment or in a house that you cant even change a wall color or pound a nail in a wall . TAXES ARE BUILT IN THE RENT PRICE SAME WITH INSURANCE ESTIMATED REPAIRS ETC.