Recommendation for a credit monitoring company .

[nomas]

Anybody using a service that they would recommend ?

 

[dishdude]

Just freeze your credit, no need to pay for a monitoring service.

 

[Leo99]

I use credit karma. I forget how I even signed up for it but I don't pay anything. My credit is also frozen.

 

[99Saturn]

What's your reason for using a credit monitoring service? I use credit karma, and have gotten a number of free years from various data breeches to other services. I never found much value in the years worth of monitoring.

Would recommend freezing credit as others have, just as a good general practice IMO.

 

[JohnnyJohnson]

I use Bank of America they give you a free FICO score every month.

 

[alarmguy]

Lock your credit on your own for free with the 3 major credit agencies plus a 4th innovis.

I do have a Discover card that alerts me when my credit file is accessed (Experian only) I dont have the card for that purpose, its a nice FREE perk, since I have my credit locked not a big deal but it does work as whenever I unlock my credit for any purpose for it to be checked by a company Eventually I get an alert from Discover saying such and such company accessed my credit file and then later on, such and such company added them to my credit file.
Most credit cards offer free credit scores which Discover does well.
I dont pay for any credit services