I realize that cost is a relative term to folks; some just have money to burn.
But, allow me to burst your frothy bubbles ...
I ran 10k miles on lowly ST dino oil and a PC filter; got stellar UOA results with wear rates well below average. I am now running out to 15k miles for another UOA verification. Not a drop of syn in sight and only a normal filter. See this:
http://www.bobistheoilguy.com/forums/ubbthreads.php?ubb=showflat&Number=2827445&page=1
Please take the time to read the information in my normalcy article. And purhcase/read SAE 2007-01-4133. You are presuming things that are not true.
http://www.bobistheoilguy.com/used-oil-analysis-how-to-decide-what-is-normal/
http://papers.sae.org/2007-01-4133/
Unless I've read your post incorrectly, it is my impression that you presume the PU/FU combo gives you some kind of extra insurance, in case you blow past an intended OCI. But what you fail to realize is that "normal" products are WAY more capable than you think, and already represent a fine reserve capacity for thsoe "oops" moments. Anything you pay for over that is unrealized potential, and that is a waste. If the "normal" products can safely go to 15k miles (and they clearly can), then why pay for "extra" protection you'll never need?
Like I said; if you think I'm wrong, then prove it! Run some testing on your own; do some experimentation. Control your inputs and variables. Get some UOAs. Why not add to the data base rather than espouse rhetoric like a resounding gong? I cannot assure you that you'll have the same success that I have, but until you try it, you have zero ability to claim any success or failure. I don't deny that the PU/FU combo is capable, but what you presume is that some "lesser" alternative is not capable, and that is completely untrue. I can say things with certainty; I run controlled experiments and back up my claims with data and facts and studies. If you want to convince me otherwise, then run some controlled trials and post up the results. And again, this is a friendly taunt, not an adversarial poke. I ask people to prove what they claim, and that applies to myself as well. We have WAY too much mythology and rhetoric here already. I ask that folks back up what they claim with real world, hard core proof and not marketying spoils.
Enjoy your cotton, while I enjoy the savings.