You can buy one for x number of cents. However how do you know its the right thickness? How do you know its the right material?
Yes, there is the money cost which is tiny, but then there is also the time cost of seeking out the correct washer. If you buy your filter at a parts store, then you gotta drive to the dealer to get the proper washer. If you never had issues not replacing washers, there is no reason to waste your time.
I haven't done any oil changes on this car btw. I will look into the washer and possible damaged threads.