I suspect that
1) since the engine is 17yo, it gets low mileage and may be in a “boutique” application like a motorhome.
2) if the above is true it is also low stressed since the GVW is 3) since it’s 2004, not 05 or 06, it may not have EGR.
I have a similar application, a Mercedes OM906LA in a 2005 Unimog U500NA with a high end camper box. The EGR seems to have been relocated mysteriously to my garage. The factory OCI is 700 hrs/15K miles using MB228.3 (many versions of CI4+). Over summers of 2016-17 I drove from Alaska to Halifax, then Antwerp to Mongolia and back (with assistance of roro ships); 25600 miles. With MB228.5 (some forms of ACEA E4) oil, with my typical consumption of 1L/2500 miles (29.6L sump). I of course did an analysis when I drained it when I got home. It could have easily handled a total of 40-60k miles.
In fact Mercedes recommends OCIs of 1200 hrs (1400 in newer iterations of this engine, even with strict emission controls) for non-EGR versions of OM906LA.
Sorry for the digression, but if my 1-2-3 suppositions about the OC Cummins are correct, I think 15000 miles is minimal (>400 hrs). Especially if he/she like me, does very long trips, changes when he or she gets home, and then sits for even years with occasional startups and short jaunts after a good warm-up to evaporate small amounts of condensed water.
PS I have a lube temperature sensor system that reads out temperatures in 8 gearboxes plus engine oil. Engine oil can warm up to ~75C with help of oil cooler (which can also be oil warmer) just in 8-10 miles, assisting in drying effect on condensation water).
I am sure the Cummins has one also.