I'm looking into investing in a CD. I'm doing it for short term until I need the money to put 20% down on my house in June 2010. Right now, my money is sitting in a checking account earning 0.05% a month, I have money in a money market earning 0.15% a month also. My bank is offering CDs for 1.74% for 9 months which is the time frame I'm looking at. Do I have any other options to make some money in the short term?