Originally Posted By: Miller88
Originally Posted By: SteveSRT8
Originally Posted By: ARB1977
If you have long term disability insurance does that include short term disability? Meaning once all your pay leave is up, short term kicks in. Once that's up, long term kicks in.
Thanks
My wife maintains both short and long term disability insurance. They are separate products.
They may disappoint you with their payouts, though...
Ours is 60%. I can survive on 60% of my income. Though, I much prefer working for 100%.
Recently had to use ours, my poor woman had to endure two surgeries and a many month rehab period. It takes a LONG time for them to get the money flowing, and you are correct about we prefer 100%!!!