Hmmm, looks like OP hasn't responded since page 4. Which is why I don't like to be too critical since that scares them off. Kind of like fishing and it gets away.
He never replied to the Rusty 2014 Mazda 3 thread when we asked him for pictures of said rust either, so it's just the way he works when you question him.
My wife and I both have 790+ credit scores. We have Zero credit card debt and have had a few mortgages. We do have a line of credit on the house to consolidate our high-interest student loans.