I don't think it always has to do with the oil filter. I've always used AC-Delco filters on my truck and its hard for me to believe that every filter since about 34,000 miles has been bad. Since I switched to Chevron Supreme, I have not heard hardly any startup noise. With Mobil 1, it was a loud pronounced tapping noise that sometimes went away and other times not. I personally feel Mobil 1 is way too thin and drains off of the internal engine components too easily. I also feel its too thin when hot because I also had loud ticking at hot idle. This does not happen with the Chevron. I think Mobil 1 is just too thin for some engines and mine is one of them. The noise may not be hurting anything but I don't like listening to it and it makes me feel like this oil is not protecting like it should.
Wayne