HP is offering me a 3 year warranty with Accidental Care. It has 7day service, FREE pickup and delivery, spill coverage, drop coverage, virus coverage, etc,. for $73.69.Is this a good deal?
Further to this, I always ask myself the following question about warranties and optional insurance: "If this thing breaks 2 days out of factory warranty, will replacing it cause me an unacceptable/unmanageable level of financial hardship?". In other words, if your computer breaks in 366 days, will you be upset about paying out of pocket to fix or replace it? Is 3 years of peace of mind worth $73.69 to you?Just like any other warranty/ insurance. The odds of you needing or getting your moneys worth is NOT in your favor.
Before you do this read the warranty contract (this is not insurance and cannot be called insurance according to the deceptive trade practices act) what is covered? What is excluded ( this is more important) where will the computer be serviced, will you have to send it in to HP at your expense? These protection plans are just a way for companies to make more money, the plans are written to benefit them not you.
This is basically what they're offering me. And, FREE delivery, FREE pickup, FREE replacement, FREE tech to my house, FREE local HP approved shops to work on it, etc., etc., etc.If it was for a company I'd say yes but not for personal use. I've rarely had laptops go down due to hardware problems within the 3 year warranty period.
Everything is covered - spills, broken mobo, throwing it out the window of a moving car at 80mph, etc. After you make a claim they'll express ship you a laptop box with a prepaid label attached. They've also sent a 3rd party tech out to my office once to replace a motherboard.
What is the cost of your computer? That sounds like an insurance plan (accidents) rather than a warranty (manufacturing defects).HP is offering me a 3 year warranty with Accidental Care. It has 7day service, FREE pickup and delivery, spill coverage, drop coverage, virus coverage, etc,. for $73.69.Is this a good deal?