Had to look at this one awhile and puzzle over the construction at first. This must be a "Core" filter from the days when Champ and Fram had their alliance. I believe the "core" name derived from many of the filters at that point being "ecores." Before them the TLE used the Fram "Pro" series iirc, with orange can construction. This being the smallest filter it's not an ecore. I would imagine, the current ST4967 same construction. So though Fram on can, actually Champ Labs construction.
With that out of the way, on to filter. The filter run well beyond it's intended use fci. I'm not aware of 95 Camry oci recommendation, but beyond that I suspect as well. Like most these jobber tier filters, though perhaps 'should be' capable of a vehicle recommended oci, imo these filters ~5k mile fci filters. This one run even more than two other recent jobber tier anecdotes with media tear results.
Bottom line, I don't blame the filter here. Want to run 13k miles, use a filter (and oil) intended and designed for that oci/fci. I too would think a look at the valvetrain would be interesting.