I put the Defender LTX M/S on my wife's '19 Pilot. 97% is around town and highway family trips. The other 3% is Beach, gravel / light mud to hunting cabin and towing (light utility trailer). The Defenders work perfectly for that and much quieter than the stock Bridgestones.
If I ever wind up doing more off road or forest trails than maybe something more aggressive. I put Falken Wildpeak AT trail's on my father-in-laws Jeep Renegade. The Pilot see's more offroad than his but he wanted the look also. Doing research in them actually was a lot of reviews with people having them on Subaru's. Quiet on road, 3PMSF, ride nice, just a little more off-road capable.
Pilot does run 4 winter tires for the season (as do 3 other family vehicles). The safety aspect of stopping/turning on snow and ice outweighs the cost of tires vs my insurance deductible and injury potential. I buy spare rims, normally factory for the snows. The tires last 4-5 winters pending use. Rims lasted all the years I had the vehicles and got sold if they didn't fit next one.
Not made of money either. My 3 season tires last an extra year or 2 as they don't get used in winter. Still paying the same in the long run between 2 full sets per vehicle and safer when needed, just an initial investment.