Yes the sum of the cars crumple zones can be considerd as one. However, at some point the car with the greater mass will push the lesser car backward, or out of the way. If the lesser mass car is pushed backward the G forces for the occupant will continue, if pushed aside, they will not. The point is, here we are ONLY talking Deceleration forces on the occupant, we are not considering injury due to loss of integrity of the cabin area, or injury due to a poorly designed steering wheel etc.
A smaller/Lighter car (v a larger car) CAN be built to better maintain it's integrity in a high acceleration impact REGARDLESS of the other vehicles mass.
Imagine a Baseball bat hitting a baseball, BIG impact (large force) Now imagine the same bat (at the same speed) hitting a Table Tennis ball!!
If my grasp of physics is wrong here, I stand to be corrected.