My bank (credit union) is roughly 1000 miles away, never saw the building. I love it! Been using them for about 10 years now. No BS, within the highest interest rates in the country for savings and free checking with interest too!
Good clean app, good clean website. Does everything right, access to something like 40,000+ ATMs at no cost PLUS if you go to a ATM that does charge they will pay the charge for you up to six times a month or something like that. Thing is with 40,000+ ATMs your money is always around.
Love the autopay, love the free bank checks that you can send anyplace at no cost for anything that may require a bank check.
Love the app, I deposit checks and with the snap of a finger and the money available to me.
Love the fact there are NO teaser rates, no BS, just straight forward banking, NO FINE PRINT.
I too, researched and reviewed a HUGE amount of banks and credit unions when I first joined them approx 10 years ago. At the time they were always in the top 10 depending on which online site. Now adays many of those sites are polluted by banks rating higher with high interest rates only to find out there are terms and conditions for that rate/FINE PRINT and THEN after a certain amount of money your rate falls into the sewer. Never mind no interest on checking ect, all BS, stay away or read the fine print on those sites posted by snowflake, so called writers now a days *LOL*
Anyway, check out
https://www.alliantcreditunion.org
Being its a credit union, by joining, you are the bank and they have one of the best reputations. I did everything online, it was amazing, love it.
I do keep a free checking account near where I live in case I ever need a boatload of money to withdraw, I can simply transfer it from Alliant to my bank or better yet, write a check from Alliant and deposit in my local account, as many local banks now charge a fee if you do an electronic transfer, not Alliant.
(no I dont work for them*L*) Just believe when a company does right they need recognition over the press now a days)
Oh god ... I just realize now that this is an OLD thread... reconstituted by someone but anyway, that's a good thing because this is an up to date post!!!!
Bank buildings have limited use now and why they are all being downsized.