Back in the day, a neighbour had an early (80s) aftermarket turbo on a 240 Volvo...18psi boost, with all of the gapless, forged, tricky bits...pre water cooled bearings.
Bloke who installed the aftermarket stuff argued that regular GTX was all that was needed, and that idle down was a fad.
Neighbour chewed up a number of centre sections (actually, whole turbos at that stage of the market in Oz, and finally decided on Agip sint 2000 10W-50, idle down to the point that he and his family had their seatbelts off, lights off etc....then used the 5,000km old oil a second time in his Datsun 1000/1200s beaters...way cheaper than new turbos.
A few points:
* aftermarket, non water cooled;
* aftermarket, high boost;
* mineral oil, no idle down.
That were solved by synthetic oil and idle down.
A petrol engine runs at stoichiometric, or pretty close, so has a pretty constant exhaust temperature, and during the idle down period, the exhaust system can get rid of the heat that has accumulated during use.
When you shut off the engine, the oil flow through turbo bearings stops, and what oil that remains has to cope with the heat that's left...hotter metal, hotter oil, more coke. (Water cooled helps a lot with this)...pulling off a highway into a petrol station is bad news on a petrol turbo.
Wouldn't worry about genuine shearing too much, as the bearings are hydrodynamic, and the radial loads on a turbo are comparatively light.
Diesel turbos are a different kettle of fish, as running lean of stoichiometric, the exhaust gasses are cooler...pulling off the highway into a petrol station not nearly so bad, certainly not ideal, but not as bad as petrol turbo.
Maybe that's why HDMOs are "apparently" so shear stable...they can be wrecked in a motorcycle transmission in short order, for all of their "stability".