I've actually thought about this. My trans calls for GL4, 75W85, but synthetic 50 (which is about 75W90) works fine in warm weather.
I carry 5L of Penrite synthetic GL5 75W90 gear oil for axle and portals, and some Delvac 1 5W40. Running out of room for a 20L jug of GL4 synthetic 50 trans fluid.
If I were in a pinch for trans fluid, I'd put in the GL5 Penrite and an equal amount of Delvac 1. I think it would get me to the nearest place I could get the right stuff. It is true that GL4 fluid have about half the EP ingredients of GL5, on average.
I think my gearbox is less likely to leak than any of my 4 portal boxes or 2 diffs, anyways.
Charlie