So the owner of the company I work for is starting to replace our full size Chevy vans with Ford Transits for better gas mileage. Being we do HVAC work and need to carry a couple of ladders, he took out the passenger seat to fit an 8' ladder in instead of buying a ladder rack. Being this seat has a sensor in it for the airbags which is not in place anymore we get an idiot light come on in the dash airbags disabled. Was wondering what the liabilities were from this? If we where to get in an accident with the airbags disabled on purpose, would insurance even cover it? Is this even legal?