I would not use synthetic oil in your Accord at this point, considering your financial situation etc. and the oil consumption. I'd do everything else that people have suggested, and use 15w-40 Pennzoil LongLife for summer, and regular 10w-30 for winter and you should get many more years from your vehicle.
As far as rotors, depending on how many times they've been turned in the past, they may just get warped again in 2,000 miles if they are right on the borderline of needing to be replaced (per stated minumum thickness), which will turn out cheaper in the long run.