Yes- but in a normal market how much does it depreciate in a year? You total the vehicle at the end of 12 months you ( generally) are not coming out ahead.2 things that would be more important to me if buying a new car would be is, if financed how much is the loan value on a car. And how much will an insurance company pay for a given car. Just because you are willing to overpay for a vehicle, your ins company has a set value it's willing to pay on a claim.,,