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Retired at 60.5 years. Enjoyed every minute of it so far. One simple fact everybody reading this needs to understand - If you don't plan EARLY and save for a financially secure retirement, you simple are not going to have one. Pay attention - because working till you drop or living on meager...

Remove the block and brick the window up. Windows are never a good idea in tub or shower locations. Condensation is almost always going to be a problem.

For those of you very near or in retirement, keep 3-5 years of money for expenses in liquid accounts - meaning keep it in savings, laddered CDs, and very short term bonds. When the stock market craters like this, and if it stays down for as long as 3-5 years, you should be able to live off of...

Originally Posted by Pew Originally Posted by JohnG You absolutely leave it alone. You'll only lose money if you sell. I've been down this road about 4 times in my career, it all worked out in the end. Come retirement time at 60, bought bonds, Annuities, and Dividend stocks. I won't be...

Interesting to read all the genius investors posting how they successfully timed the market. Hope they realize they don't need to work a job for a living since they appear to be able to accurately predict market direction and timing. Sorry but I call BS. Study after study has been published that...

I have enough in the 401k to fund a 30+ year retirement. So on weeks like this I don't look - why should I, no need to sell to fund current expenses. When the market is down it is time to buy not sell. Only the sheep get fleeced when the market goes into a correction. And there will always be...

I probably would never buy a car that I thought might need an extended warranty. We have always owned Honda, Toyota, Lexus, Mazda cars/suvs - not much need for extended warranty on super reliable cars. After 45 years of owning reliable, low maintenance, and low cost of ownership cars, I can...

1970 Alpine White Dodge Challenger R/T with 383 and auto

Originally Posted by loneryder Be yourself. Smile. Ask questions about what you want to know about their company other than pay and benefits. Save that for last. What are the biggest problems they have in that positions etc. Be interested and friendly. Good advice. Number 1 item is to be...

Costco usually has excellent deals on relatively high quality car jacks. I personally prefer a 3.5 ton jack or above regardless of car weight. A 3.5 just feels a lot safer and more stable than something lighter.

It is really very simple. Wealthy people earn interest and poor people pay interest. Wealthy people tend to stay wealthy because they are more likely to be smarter/better educated and consistently make good decisions about money and financial matters. Poor people tend to stay poor because...

Ouch - that is a bad story. Pretty sure there is not going to be a happy ending. Whoever sold the car may not have had any right to sell it unless they were the owner that is named on the title. If so a valid bill of sale signed and dated by the owner listed on the car title would solve the...

School acceptance criteria based on any type of ethnicity, religion, or skin color needs to be 100% outlawed and banned in the US. A student's ability to be accepted into a selective school should be 100% about your achievements, leadership, and grades/test scores and not your racial or ethnic...

Originally Posted By: rooflessVW Originally Posted By: maxdustington I don't get as many respectable handshakes as I once did, so there's that. I judge other men harshly on their handshake, if some soyboy tried to hug me instead of shaking my hand I would be upset with that. It's feminization...

Puncturing the oil filter with screwdriver (or any other implement) in an attempt to remove a stuck filter is a really bad idea. If it doesn't work you have just bricked your car. Filters cases and internals currently are much more lightly constructed than 40-50 years ago when the screw driver...

I know enough about finance and economics to state unequivocally that I have no idea if the stock market is too high or too low at this point in time. Anyone that tells you they know what direction the stock market will be going this week, this month, or this coming year is either a liar, a...

It is completely stupid not to change your filter when you change the oil especially if the old filter is full of old oil (like in almost every car). There are lots of savvy ways to save some money on car maintenance but not changing filter with oil change is not one of them. And be sure to...

Originally Posted By: billt460 Originally Posted By: AndyinAL Why people believe this nonsense is beyond me. People are never going to wake up... the masses are getting dumber and NASA's CGI/augmented reality is getting better. Oh well. Landing and controlling a radio controlled car 140 million...

Absolutely no need for life insurance as you age and kids are gone assuming you have built a reasonable retirement fund and have the house paid off.

Originally Posted By: AVB I think he did have a holster, just not one rated for back flips. LOL. One of the funniest comments I have ever read on this forum. The FBI employee in question made a extremely serious mistake and displayed very bad judgement. Their days as an FBI agent will very...